From AI to Junk Fees to Public Health: The Future of Consumer Financial Services Law

Event Description

The conference will feature CFPB Director Rohit Chopra as the keynote speaker. Under Director Chopra’s guidance, the CFPB has vigorously pursued consumer protection, from proposing to ban medical bills from credit reports, to launching an inquiry into junk fees in mortgage closing costs, to banning excessive credit card late fees.

The fireside chat with Director Chopra will occur during lunch, and that session will be sandwiched between four expert panels throughout the day.

AGENDA

Welcome: Mark Glick, Professor in the Economics Department, University of Utah

Panel One: Consumer finance and public health

Moderator: Daniel Aaron, Associate Professor of Law, S.J. Quinney College of Law, University of Utah

• Julie Morgan, Associate Director, Research, Monitoring & Regulations Division, CFPB
• Erin Duffy, PhD, MPH Research Scientist, USC Schaeffer Center for Health Policy & Economics
• Eli Rushbanks, General Counsel and Director, Policy Advocacy at Dollar For

Keynote Fireside Chat: Rohit Chopra, Director of the Consumer Financial Protection Bureau of the United States
Moderator: Chris Peterson, John J. Flynn Endowed Professor of Law, S.J. Quinney College of Law, University of Utah.

Panel Two: Junk Fees, predatory lending, and a competitive economy: The CFPB’s role in stopping abusive practices

Moderator: Hal Singer, Professor in the Economics Department, University of Utah; Director of the Utah Project

• Kiren Gopal, Senior Counsel, Policy Planning & Strategy, Director’s Front Office, CFPB
• Vicki G. Morwitz, Bruce Greenwald Professor of Business and Professor of Marketing, Columbia
• Andrew Kushner, Center for Responsible Lending
• John Albanese, Berger Montague
• Adam Gailey, Charles River Associates

 Lunch ~ A Conversation with Helaine Olen

Moderator: David Dayen, Executive Editor of the American Project

• • Helaine Olen, Columnist for the Washington Post and critically acclaimed author

Panel Three: Artificial intelligence and the future of consumer financial services

Moderator: Pia Malaney, Senior Economist at the Institute for New Economic Thinking

• Erie Meyer, Chief Technologist and Senior Advisor to the Director, CFPB
• Justin Sherman, Duke fellow, New America Foundation
• Nicholas Smyth, Pennsylvania Attorney General Office

Panel Four: When every business is a bank: The consumer protection implications of embedded finance

Moderator: Chris Peterson, John J. Flynn Endowed Professor of Law, S.J. Quinney College of Law, University of Utah

• Seth Frotman, General Counsel, CFPB
• Darryle Rude, Commissioner of the Utah Department of Financial Institutions
• Erin Witte, Consumer Federation of America
• Ryan Christiansen, Executive Director Stena Center for Financial Technology, Eccles College of Business, University of Utah

Closing Remarks

This event is sponsored by the University of Utah S.J. Quinney College of Law, the University of Utah Economics Department and the Utah State Bar Antitrust Law section.
Partial funding provided by a generous grant from the Institute for New Economic Thinking.
 
For questions about this event email events@law.utah.edu.

https://www.law.utah.edu/event/from-ai-to-junk-fees-to-public-health-the-future-of-consumer-financial-services-law/